Chris Heller | Encinitas Real Estate

As a homebuyer, entering the real estate market with insights into what it takes to find the perfect house is essential.

Becoming an expert homebuyer, however, may seem impossible at times. Lucky for you, we're here to help you gain the knowledge and skills you need to make your homeownership dreams come true.

What does it take to become an expert homebuyer? Here are three tips to help you do just that.

1. Look at Real Estate Market Trends

The housing market ebbs and flows. Therefore, a seller's market today may transform into a buyer's market tomorrow.

Ultimately, the real estate market fluctuates constantly, and you'll want to learn as much as possible about the housing sector to ensure you can map out your homebuying journey accordingly.

In a buyer's market, there are usually more home sellers than buyers. This means homebuyers may be better equipped than ever before to secure a top-notch house at a budget-friendly price.

On the other hand, a seller's market features an abundance of homebuyers and a shortage of sellers. For homebuyers who operate in a seller's market, they may be forced to submit competitive offers on homes quickly, or risk missing out on a dream residence to a rival.

When you study the housing market, don't forget to check out the prices of residences that recently sold. By doing so, you can gain a better understanding of how much you'll likely need to pay to acquire a first-rate house based on the current state of the housing market.

2. Learn How a Mortgage Works

What differentiates a fixed-rate mortgage from an adjustable-rate option? An expert homebuyer will know the ins and outs of assorted mortgage options and select one that corresponds to his or her finances.

To learn about mortgages and how they work, you'll want to meet with credit unions and banks. These lenders can describe the different types of mortgages and the pros and cons associated with them.

Also, an expert homebuyer will get pre-approved for a mortgage. With a mortgage in hand, this homebuyer will be able to stick to a price range as he or she searches for the ideal home.

3. Collaborate with a Real Estate Agent

Let's face it – no homebuyer can afford to make mistakes. Fortunately, you can work with a real estate agent to receive expert guidance as you navigate the homebuying journey.

A real estate agent boasts the skills and know-how needed to streamline the homebuying process. He or she may have many years of housing market experience and is happy to teach you about the opportunities and challenges associated with buying a house.

Furthermore, a real estate agent will help you accelerate the homebuying cycle. He or she can set up home showings, negotiate with home sellers on your behalf and much more. That way, you can focus on what's important – finding a terrific house at an affordable price.

Take advantage of the aforementioned tips, and you can become an expert homebuyer.

There’s a lot of design trends that you’ll want to keep up with as a homeowner. What are people doing to their backyards to make them more beautiful? What types of countertops are buyers looking for these days? Some trends are beneficial. However, there’s a lot of trends that can be detrimental to your home. You want your home to be an expression of who you are, however, there are some trends that just aren’t attractive to buyers. 

Bright And Bold May Not Be Beautiful 

While that lime green room may look really attractive to you, it probably won’t look as good to anyone else. The best colors for paint inside of your home are the neutral colors. These include beiges, grays and soft whites. The most important thing is to keep your paint color consistent throughout your home. Not that you can’t change shades from room to room, but don’t make the paint change too drastic.  

No One Really Likes Shiny Things

As much as you may like shiny accessories throughout the home, it’s not going to be everyone’s thing. Although people will be decorating your home on their terms once they buy it, it’s important to note that busy isn’t always better. People need to be able to see past how you have set up your home to see the potential it holds for them.  

An Open Floor Plan That’s Too Open

You can take the idea of an open floor plan to an extreme. There are certain rooms in the home that just deserve privacy. The bathrooms and the bedrooms need walls surrounding them to give people the space and quiet that they need. If there’s no good way for you to fix this issue, you may want to find some room screens before your open house in order to keep buyers interested.  

Converted Rooms Squash Vision

If you have a third bedroom that you have converted into a home gym, that’s great for you. It may be hard for other people visiting the home to realize what the room could be used for. You may not have to move everything before an open house, but try to keep the room open for possibility.     

Carpeting Kills Buyer’s Dreams

There’s not many more terrifying things to buyers than walking into a home and seeing wall-to-wall carpeting. Their minds race, thinking of the possibilities of how to get beloved hardwood floors into the picture. If there’s floor under your carpet and you know you're going to sell soon, you’d be wise to tear up the carpet and polish up those floors. It will attract more buyers and sell faster because people will know they have that much less work to do once they move in. 

The Takeaway

 The important point here is that when you’re getting ready to show your home, you’ll want to take your personality out of the picture. Buyers need to have space to get the vision to see how they can make your former home their own. Reversing a few of the personal upgrades that you have made to your home can help you to make it a more welcoming place for new owners to begin a journey.

Want to enjoy world-class living on the West Coast? Relocate to California, and you can reap the benefits of owning a wonderful house in the Golden State.

Ultimately, finding a terrific house in California can be quick and simple – even for a first-time homebuyer.

To better understand what it takes to discover a top-notch California home, let's take a look at three tips to help a first-time Golden State homebuyer acquire his or her dream residence.

1. Map Out Your Homebuying Journey

A first-time homebuyer should allocate the necessary time and resources to understand what he or she wants from a California residence. By doing so, this homebuyer can speed up the homebuying process.

For example, if a California homebuyer wants to own a residence with a swimming pool, he or she can narrow a home search accordingly. Or, if a homebuyer wants a residence that is close to the glitz and glamour of Los Angeles, he or she can search for houses located in or near La-La Land.

Make a checklist of must-haves and wants for your dream home in California – you'll be glad you did. With this checklist in hand, you can streamline your search for the ideal Golden State house.

2. Get Pre-Approved for a Mortgage

Although a first-time homebuyer may know that he or she wants to reside in California, it is important to know how much money is available for a home purchase. Fortunately, banks and credit unions are happy to teach homebuyers about various mortgage options.

Meet with several banks and credit unions to explore a vast array of fixed- and adjustable-rate mortgages. Then, a first-time homebuyer can evaluate all available mortgage options and choose a mortgage that matches his or her finances.

In addition, don't forget to ask plenty of mortgage questions before you make your final decision. Banks and credit unions hire friendly, knowledgeable mortgage professionals, and these mortgage experts can respond to any mortgage queries at your convenience.

3. Consult with a Real Estate Agent

The California real estate market may seem difficult to navigate at first. Lucky for you, a real estate agent can make it simple for a first-time homebuyer to purchase a stellar house at an affordable price.

A real estate agent can set up home showings, keep you informed about new residences as they become available and negotiate with home sellers on your behalf. Plus, if you decide to submit an offer on a California home, a real estate agent can help you put together a competitive proposal.

When it comes to exploring the Golden State housing market, it pays to employ a real estate agent. This housing market professional will go above and beyond the call of duty to learn about your homebuying needs and ensure you can acquire a superb house in no time at all.

Ready to make your California homeownership dreams come true? Use the aforementioned tips, and you can accelerate the process of purchasing a Golden State residence.

This listing recently sold for $1,050,000.

7645 Heatherly Ln, San Diego, CA 92130  

Sale Price
Full/Half Baths
Rare opportunity to own in the desirable community of Torrey Del Mar in Carmel Valley!! This home shows true pride of ownership and features 4 bedrooms, 4.5 bathrooms, vaulted ceilings, custom tile flooring, granite counters, custom entertainment center, 3 fireplaces, and an attached 3 car garage. Great backyard that is perfect for entertaining with your firepit, outdoor kitchen, patio, and even artificial turf. Located in close proximity to freeway access, schools, and shopping.

This listing recently sold for $443,000.

9829 Dale Ave, Spring Valley, CA 91977  

Sale Price
Great opportunity to own in Spring Valley!! This property has tons of potential and features 3 bedrooms, 1 bathroom, laminate flooring, fresh paint, new dual pane windows, ceiling fans, fireplace in the living room, and a balcony. Large lot which would be great for entertaining. Located in close proximity to freeway access, schools, and shopping. Large back yard with plenty of parking for your RV, boat, toys, etc. or you can create a large yard for the family €“ It is already fenced in!!